Friday, July 31, 2020
Know Money, Win Money! Medical Costs
Know Money, Win Money! Medical Costs Know Money, Win Money! Medical Costs Know Money, Win Money! Medical CostsYour gracious host had a broken foot when we recorded our latest episode of Know Money, Win Money!, but that didnât stop us from taking to the streets to give people money in exchange for answering questions correctly!Given the state of his leg and the fact that the deadline to sign up for health insurance under the Affordable Care Act is this Friday (December 14th), we decided to do an episode about medical costs.As you might be able to guess, this topic was kind of a bummer! Check it out anyway!????Our first question asked contestants which country spends the most, per person, on healthcare. Give up? Its the United States of America. Unfortunately, that spending under our odd hodge-podge system doesnât really translate to better health results over other developed countries.Our next question asked folks about the consequences of the first question: Did you know that 41 percent of working-age Americans struggle with medical bills? If you did, and you were around when we were filming this episode, then you might have gotten another $10 to go towards your billsâ"medical or otherwise.It seems like healthcare in America may have some cost issues. And while thereâs a long way to go, there have also been attempts to address these high medical costs and lower the uninsured population.One of those attempts was the Affordable Care Act, also known as Obamacare, which established marketplaces and subsidies to make shopping for health insurance easier and to provide lower premiums or taxes to those who could not otherwise afford it.If you donât have health insurance for 2019, you should really check out HealthCare.gov and sign up for a plan! While the penalty you would have faced from not having health insurance under the ACA has been repealed, itâs still important for you to have a health insurance plan you can afford.Even if youâre healthy now, you never know what can happen, and youâre much better off being prepared for the worst than being surprised with an incident that leaves you with massive amounts of medical debt. So check out HealthCare.gov and see if you can find a plan that works for you today!Once youre finished signing up for health insurance, you can also check out some of our other recent episodes of Know Money, Win Money!:Episode 23: Farmers MarketEpisode 22: Chicago Chocolate and Wine Expo (Part II)Episode 21: Scavenger Hunt at C2E2Where would you like to see us go in future episodes? We want to hear from you! You can email us or you can find us on Facebook and Twitter.
Friday, May 22, 2020
Fire Does More Than Burn - 1943 Words
Fire Does More Than Burn Raymond Douglas Ray Bradbury was an American fantasy, science fiction, horror and mystery fiction author. Bradbury was a favorited 20th- and 21st-century American genre writer, most famously known for his novel Fahrenheit 451. Set in the 24th century, Fahrenheit 451 tells the story of Guy Montag. At first Montag loves his job as a fireman, burning illegally owned books and the homes of their owners. However, Montag soon begins to question the value of his profession and. Throughout the novel Montag struggles with his existence, eventually running from his oppressive, censored society and joining an underground network of intellectuals. With his new friends, Montag witnesses the destruction of his city and dedicates himself to rebuilding a literate and cultural society. One of the important ideas in Fahrenheit 451, is the idea of catering to special interests, trying to please everyone all the times. In order to eliminate the risk of offending anyone or presenting ideas that may be co ntrary, a very controlling society comes into play. Bradbury was born on August 22, 1920 in Waukegan, Illinois, to Esther Bradbury, a Swedish immigrant, and Leonard Spaulding Bradbury, a power and telephone lineman of English descent. Bradbury was a reader and writer throughout his youth. He knew as a young boy that he was going into one of the arts. At the age of eleven he began writing his own stories, the Great Depression going on at the time. In his youth, heShow MoreRelatedFire In Fahrenheit 451 Analysis734 Words à |à 3 Pagesworld, his view on fire changes as well. Throughout the book he encounters many different people who each change him in different ways. Some people convince him that fire is great because of its destruction. It burns away the things that make people unhappy, and changes things. However, as his journey continues, he begins to see fire as an escape. By the end of the book, he realizes that fire does not just take and destroy, but it gives. At the start of the book, Montag loves fire. He sees it as somethingRead MoreA Brief Note On The National Fire Protection Association1039 Words à |à 5 Pageschanged? In the 1970ââ¬â¢s homes were almost made to prevent the spread of fire. The National Fire Protection Association or NFPA were making stronger codes and stricter standers for homes. Today they are still in effect, but a fire in todayââ¬â¢s home can spread five times quicker. The reason why todayââ¬â¢s home catches on fire quicker is how the house is made of, the house layout, the furniture in the home, and how to prevent such a fire. In 1970ââ¬â¢s homes were not made with engineered lumber. Engineered lumberRead MoreFirewood the Burns the Hottest and the Longest Essay1172 Words à |à 5 PagesFirewood that Burns the Hottest and the Longest Purpose: Does the species of wood affect the rate at which it burns and how much heat it gives off? Hypothesis: If the burning time and heat temperature relies on the type of wood, then oak and maple should burn the longest and give off more heat because they are dense hardwoods. Research: The terms hardwood and softwood refer to the density of wood, how hard it is, and how much weight it has. A dense hardwood like oak or maple hasRead MoreFarenheit 451 by Ray Bradbury1274 Words à |à 5 PagesFire is often used to represent destruction, peril, and chaos. However, in the futuristic novel Fahrenheit 451 by Ray Bradbury, Fire symbolizes much more than just danger and destruction. Guy Montag, a firefighter who lights fires instead of putting them out, lives in a society that seems to revolve around destruction and the glory that burning certain objects brings them. Bradbury uses fire to symbolize the destructive way that the futuristic society functions. Not only does Bradbury use theRead More How Controlled Burns Improve Forestry Essay1711 Words à |à 7 Pages Thousands upon thousands of acres are lost in forest fires every year. We always hear about the dramatic losses caused by forest fires and are often concerned by them. There are so many horrible effects from fires and most of them affect so many people. Studies have shown that out of all of the different methods to decrease fire damage, prescribed burns are the most affective. Many people would argue that they are not as affective because they cause so many health problems. AlthoughRead MoreMontagââ¬â¢s Gradual Change in the Book Farenheit 451 Essay545 Words à |à 3 Pagesomnipresent symbol is the fire symbol. The plot of this book depends solely on this symbol. The reason for this symbolââ¬â¢s importance is that Montagââ¬â¢s changing attitudes reflect the differing meanings of the fire symbol. If one examines the way Bradbury uses the fire symbol to reveal Montagââ¬â¢s attitude towards life and his society, one recognizes that everything has good and bad qualities. It is in also in oneââ¬â¢s best interest to take only the good. At the beginning of the book, the fire symbol representsRead MoreEssay On The Fire705 Words à |à 3 Pagestwo buildings that caught fire along our block on the same side just four doors down in each direction. Both occurred at night displacing families that saw the buildings boarded up with fresh plywood that never quite did cover all the black tinge of the flames that tore through the windows. It stayed that way for some time accompanied by that exclusive and ever-present burnt odor that wafted through the neighborhood reminding everyone of the destructive force of fire. For a young boy, it was intimidatingRead MorePerception Of Symbolism In Ray Bradburys Fahrenheit 4511070 Words à |à 5 Pagessociety where the prodigious majority of people lack emotion and erudition, quality of life seems to be on a rapid decline.In this society where those who posses books are burned and thinking for yourself is an anomaly, people are becoming more akin to robots than humans. Although, one character by the name of Montag, who once thought himself blissful finds himself having multiple revelations about the world heââ¬â¢s living in. After meeting a girl named Clarisse, he commences to question everyone aroundRead MoreFighting Fire With Fire Essay1742 Words à |à 7 PagesKyle Brinkley Mrs. Gallos English 3 Honors 27 March 2017 Fighting Fire With Fire Many people have heard the phrase ââ¬Å"fight fire with fireâ⬠, but what most people do not realize is that this is one of the most practical and efficient ways to prevent and stop wild fires. Wildfires are naturally occurring events that will happen despite any effort to prevent them. The thing people can do is reduce the severity and amount of wildfires by many different tactics. There are organizations all over the worldRead More##bols And Symbolism In Ray Bradburys Fahrenheit 4511123 Words à |à 5 PagesIn a futuristic society where the vast majority of people lack emotion and knowledge, quality of life seems to be on a rapid decline. In this society where book owners are burned and thinking for yourself is an anomaly, people are becoming more like robots than humans. Although, one character by the name of Montag who once thought himself happy finds himself having multiple revelations about the world heââ¬â¢s living in. After meeting a girl named Clarisse, he begins t o question everyone around him including
Sunday, May 10, 2020
Jazz Has Been A Part Of American Culture Throughout History
Jazz has been a part of American culture throughout history that is still being explored today. Jazz has a rich history that goes back many years. Jazz has also developed into many different styles that trace to places all around the world. There have been many jazz musicians throughout the years. Jazz music has a very complex, but good musical tune and instrumentation to it. Jazz had started, when musicians came to New Orleans to play, most of the people that came to play were former slaves of African descent. The African American people had traced their ancestry back to West Africa, and with this knowledge they began to make a new kind of genre of music called jazz, based on ancient African tribal music, that people in Africa had beenâ⬠¦show more contentâ⬠¦Note that the transition from ragtime to jazz, was one of melodic style, harmony, and mentation, though it involved a change of approach, swing being more purely improvisatory art (Louis 176). Much of the total developmen t of African pitch was based upon quarter tone scales quite beyond a half tone unit, confusion about certain tones of the diatonic scale, particularly the third, fifth, and seventh, resulted in the creation of the blues. Specific aspects of this evolving Negro music were represented at first by folk blues, gospel music, spirituals, and stomps; later by boogie-woogie, struts, rags, one step, and finally jazz evolved. During this evolution one basic characteristic has always been there, a fundamental pulse of quarter notes joined with a harmonic fabric moving in unit with half notes, whole notes, etc (World of Music 200). The first combination of musical ideas to achieve popularity among both blacks and whites was called ragtime. In its heyday, between 1896 and 1918, ragtime overshadowed all other forms of popular music. The music was in the style of European popular song, but with a ragged rhythm. It was usually played on solo piano, with a left hand setting down a steady march beat accompaniment over which the right hand played a melody that was syncopated, with stressed notes off the most important beats of the bar (The story of Music 42). Jazz of the 20th century continued to developShow MoreRelatedJazz Influences on the 20th Century1158 Words à |à 5 PagesJazz Influence on the 20th Century Jazz is considered one of the most influential types of music in American history. Some of the greatest artists in the world have contributed to the success jazz has had not only on American history, but throughout the world. Jazz music has come to serve as the base of many music styles in the United States. This paper will explain the history of jazz, where it all came from, and the effect it has had on the American culture in the 20th century. ToRead More Jazz Essay1045 Words à |à 5 PagesJazz John F. Szwed resides in Connecticut, and he is currently a professor of anthropology, African-American studies, music, and American studies at Yale University. He has written seven books on music and African-American culture and numerous articles and reviews on similar subjects. Szwed has received honors including a Guggenheim Fellowship and a Rockefeller Foundation Humanities Fellowship. Knowledge of jazz has fallen far behind its development. Most people do not know the facts onRead MoreJazz And Jazz Culture1273 Words à |à 6 PagesWhat is culture? What is African culture? What is Jazz music and where did it come from? How can one culture, in a sense, impact the musical landscape of the whole Western world and eventually assimilate into ââ¬Ëpopââ¬â¢ culture? If we want to truly understand jazz and itââ¬â¢s concepts, we have to navigate through history and explore itââ¬â¢s roots. Simply put, jazz is African American music, and the genre, as we know, formed in New Orleans. However, the origins of jazz started well before then, in Africa. TheRead MoreAfrican American People Have Had It Rough For Years1522 Words à |à 7 Pages PART 1- BLUES African American people have had it rough for years. But over time, they have influenced us beyond belief. One of the main things they influenced was music. So I am here to explain to you how the African American culture has done just that! For centuries, the color blue has been associated with sadness. ByRead MoreJazz Influence On Jazz1469 Words à |à 6 PagesThe Influence of Jazz in Toni Morrisonââ¬â¢s Novel Jazz ââ¬Å"It is only in his music [ ... ] that the Negro in America has been able to tell his story.â⬠James Baldwin. ââ¬Å"Jazz has been a part of a proud African American tradition for over 100 years. A robust, rhythmic under-structure, blue notes, solos, ââ¬Å"call-and responseâ⬠patterns, and improvisation of melody all characterize jazz music.â⬠In Jà ¼rgen Grandtââ¬â¢s analysis, he states that in order to use jazz to look at African American literature, the criticalRead MoreCulture Behind the Curtain1317 Words à |à 6 Pagesallies, and Premier Joseph Stalin unlocked Soviet borders to an influx of American film, music, print resources, and tourists. This American culture, especially the scores of Jazz records and recordings, grew incredibly popular. Jazz orchestras sprung up across Moscow and the Soviet bloc, and these groups longed for the opportunity to play American scores in their own styles. Music became a common vehicle conveying the culture of the West within the USSR. Following the war, however, Stalin and hisRead MoreEssay about Music and Its Influence on 20th Centu ry American History1270 Words à |à 6 PagesMusic and its Influence on 20th Century American History With the start of the 20th century music began to play a huge part in the rapidly maturing United States. Music of the 20th century was not only there to entertain the people but it was more. It was now used to influence and manipulate the listeners. Artists had a goal to entertain and to enlighten the listener so that they could get their messages heard. Music is one of the best ways to advertise and to expand ideas, and many artists knewRead MoreThe Harlem Renaissance, A Social, Cultural, And Artistic Movement1298 Words à |à 6 Pages(Thomas, 2017). ââ¬Å"The social foundations of this movement included the Great Migration of African Americans from rural to urban spaces and from South to North; dramatically rising levels of literacy; the creation of national organizations dedicated to pressing African American civil rights, ââ¬Å"upliftingâ⬠the race, and opening socioeconomic opportunitiesâ⬠(Hutchinson, 2016). As more and more African Americans left the more oppressive South, they sought better lives and education in the North. IncreasedRead MoreEssay about Music throughout Society961 Words à |à 4 PagesMusic throughout Society Weve been talking a lot about social rituals. Well, just what exactly is a social ritual? Social rituals are, basically, traditions or customs that a society has followed for many years. For example, in America, most people follow the custom of dating. In Israel, they tend to follow the tradition of arranged marriages. Yet, in some countries, they use courtship. Even though all three of these approaches to finding a mate are different, they all are very similar becauseRead More Early Jazz Essay1136 Words à |à 5 Pages Early History of Jazz nbsp;nbsp;nbsp;nbsp;nbsp;Jazz is a style of music that began and has been revolutionized within the United States. Jazz music first appeared in the city of New Orleans and eventually moved onto Chicago, St. Louis, Kansas City, and New York City. Jazz unites different elements of African, African- American, religious, brass brand, and blues style of music. The music of Jazz, and its changes through the years, is now a form of music that is known and respected throughout
Wednesday, May 6, 2020
Factors Determining Demand And Volume Demands Of Homes Economics Essay Free Essays
string(94) " for the monetary value of complimentary house increases the demand for houses additions \) \." Housing has a great impact on the quality of life of people. Be adequately housed, and life in a friendly ambiance is indispensable to wellness. The lodging market besides has an of import consequence on the economic system. We will write a custom essay sample on Factors Determining Demand And Volume Demands Of Homes Economics Essay or any similar topic only for you Order Now An unequal lodging supply, or a malfunction of the lodging market, restricts economic growing. As a consequence, House in the UK has received much attending from policy shapers and economic observers. It seems if house monetary values are lifting quickly often, ingestion growing will go excessively strong. However, the relationship between the economic and lodging monetary values and economic activity is complex. For two grounds, the house is different from the other assets. ( Proudman et al, 2001 ) . First, people tend to populate in their places and the cost of direct services provided by the place. Therefore, the benefit of addition in house monetary values is straight offset by the chance cost of lodging and communal services. Second, UK house is non good in international trade. So Britain householders in entire gate can non recognize their capital additions from house to increased ingestion. Furthermore, there is considerable grounds that there is a lodging deficit in the UK, but the nature of this shortage is complex. A simple comparing between the figure of families and the figure of families is unable to cover the difference between the state of affairss of supply and demand, or desired between the type of lodging and that which is available ( Baker 2003 ) . Besides, some stocks do non run into the demands and aspirations of today ââ¬Ës households. Housing end product is deficient to run into the new demand ( John Sloman 2007 ) . There is besides a demand to replace the bearing lodging state of affairs has outlived its utile life. The effects of the mode in which the lodging market operates should be a concern for all. Theoretical foundations of the factors that determine the monetary value on the free market Extensive survey, free market ââ¬Å" which is an absence of authorities intercession. Individual manufacturers and consumers are free to do their ain economic determinations â⬠( Sloman 2007:62 ) . Furthermore, the ââ¬Å" Treasure of Nations â⬠, Adam Smith showed that, in a free market, an single make his ain self-interest tends to besides advance the good of his community as a whole through a rule which he called ââ¬Å" the unseeable manus â⬠. He argued, each person maximizing gross for him maximizes the entire gross of the society as a whole, as it is indistinguishable with the sum sum of single income ( Smith 1776 ) . In other words, the free market persons are free to do their ain economic determinations. The consumer is free to take what to purchase with their incomes: free to do determinations as needed. Companies are free to take what to sell and what production methods to utilize: free to do determinations on supplies. As a consequence, demand and supply d eterminations of consumers and houses are sent to each other through their consequence on monetary values: by ââ¬Å" monetary value mechanism â⬠( Sloman 2007:62 ) . There are many factors, is used to analysis of alteration in demand or demand and supply sum of the alteration in the market, the lodging or supply. These factors can be divided into two chief classs: Factors finding demand and volume demands of places Housing monetary values ( in footings of taking consequence ) Monetary values of alternate / complementary places Income consequence ( alteration in the degree of income earned by consumers ) Population degree Preferences ( likes and disfavors ) In instance of ( consequence ) the expected value of future places Supply and supply factors that determine the sum of places Monetary values of places in the instance of ( consequence ) Monetary values of alternate / complementary production houses Factors of production monetary values of places Changes in Technology used to bring forth houses Houses a figure of providers Effectss in the instance of the supply of expected future supply of places The factors finding the demands of place purchasers normally affects the place or in other words the consumer and the factors finding the supply of places normally affects manufacturers or providers of place. The monetary values of houses The United Kingdom house monetary value has increased quickly in recent old ages. Depends on the velocity selected by the home-price index increased preciseness but in February 2004 utilizing the Nationwide and Halifax indices, for illustration, the mean one-year rising prices rate of 17 % ( Baker 2003 ) . Therefore, there is small uncertainty that this growing is non sustainable. But there is uncertainness in the sustainability of the current degree of house monetary values and the likeliness of monetary value diminutions. Reflecting its importance, the lodging market has been a repeating subject in Bank research ( Wood, 2003 ) . Therefore, this subdivision will see foremost the theoretical background factors that determine the monetary value in the unfastened market, and the 2nd, the factors which affect the monetary value of the houses free market, 3rd, analysis of UK lodging market. Harmonizing to the jurisprudence of demand as house monetary values diminution, the figure of place demand should increase but harmonizing to the jurisprudence of supply the monetary value of the place will cut down the sum should besides cut down supply. So when the monetary values of places in a free market will lift after the inordinate demands of the place as the measure supplied is less than measure demanded causes lodging deficit in the market. The monetary value of replacing / Praise the house In the UK many places are sold based on leasing and rental system. Sing the different hotels as replacing lodging, if the monetary value of leasing a hotel room is to diminish compared to the monetary value of leasing a house so the house needs more decreased consumer rent hotel suites as cost them less than leasing the house, as a consequence of bulge house monetary values to diminish ( in changeless congratulations as true for the monetary value of complimentary house increases the demand for houses additions ) . You read "Factors Determining Demand And Volume Demands Of Homes Economics Essay" in category "Essay examples" The degree of income earned by the consumer The degree of income earned something that measures the degree of ingestion of the consumer. In theory, it is known that the more money a individual has so the more that people will desire to pass ( depending on the type of income that individual possesses low / normal ) . So as the degree of income earned place raised demand so increases, the restraint house monetary values to increase. Population As the figure of increasing population, so that means more people need houses to populate in and necessitate to devour more. As the rate of addition in population, the demand for houses additions every bit good due to more ingestion once more doing house monetary values to increase as a consequence. The monetary value of the factors of production There are three books considered entrepreneurs as the 4th major factors of production are cardinal factors of production: land, labour and capital. These factors are what make the merchandise and if the monetary value for either an addition in the measure produced lessenings due to high costs, doing monetary values to increase. The engineering used in house made Technology is a factor that ever said to better as a consequence of competition and engineering increased cognition is created to replace the bing one such as computing machines now yearss have virtually replaced facsimile machines. Just like that machine is created in other replace the old, to increase the efficiency of production. As new engineering is introduced to better the production house doing supply to increase, therefore cut downing the monetary value of houses. The figure of providers of house As more companies enter the lodging market the degree of competition between houses besides increase. Because there are more options available to devour place monetary values tend to diminish. Expectations of future house Prognosiss, foretelling and presuming for the hereafter is the chief factor in the lodging market because the house is a merchandise that can cut down the cost at the clip but place monetary values tend to fluctuate up and down. There are several grounds why the monetary value of other places change and because it besides changes the demand and supply fluctuates over clip. In the UK and many other states, there are many persons who buy a place depends on the future monetary value. This is because they either want to sell the house in the hereafter ( if they predicted that the monetary value of a place will increase in the hereafter, acquiring them more net income in footings of concern ) and some people buy it because it the more expensive now so in the hereafter. So if the monetary value is expected to lift in the hereafter so the demand for the place tends to increase at present. A similar state of affairs is seen in footings of the providers of place. As the monetary value of places tends to increase in the hereafter, providers down the supply house today and give more in the hereafter as providers will gain more income in the hereafter. The authorities impact in the monetary value of houses in free market As I mentioned that in a free market economic system, there is no authorities moving on different companies, which gives concerns in a free market freedom to bear down the client the maximal monetary value or give low-wage labour force, which enables companies to derive consumer excess every bit good as the possible benefits and growing. But what if the authorities should come in into this free market system and do the economic system more ethical and just to the work force and society. When a state or an economic system, the authorities is put in topographic point, these companies are normally forced to take down selling monetary values or he enforce Torahs that affect concern public presentation. These Torahs may include minimal pay jurisprudence ; the lower limit pay jurisprudence suggests that workers should non be paid less than a certain degree or all of the minimal pay. Before discoursing the minimal pay can watch the lodging market and the labour used in places. As discussed before the cost of production increases the supply tends to diminish every bit good. Similarly, the pay rate is besides a factor impacting supply in the definition, all other things being equal, the higher the wage, the higher the supply or greater than the measure demanded of labour ( in the long term, the supply tends to go elastic supply ) The Government has a scope of instruments used to steer existent estate monetary values. Many of them are designed to cut down the negative outwardnesss that may be associated with lodging and advance positive outwardnesss. Policy levers are potentially substitutable, so that the same can be achieved frequently ( and possibly better achieved ) utilizing different instruments. There are two major political demands that authoritiess use to command aggregative demand in the economic system to increase production. Fiscal policy Monetary policy Each policy has its advantages and disadvantages, but each is really affectional in increasing the production of an economic system. Fiscal policy tends to utilize the tools of revenue enhancement and public outgo to implement a alteration in aggregative demand ( can besides be used to alter the overall supply ) , the distribution of income, the allotment theoretical account resources and the degree of economic activity in an economic system plus in advancement. On the other manus, pecuniary policy refers to authorities policy in which the authorities, cardinal bank and other pecuniary bureaus tends to modulate the ââ¬Å" money â⬠with the aid of the Federal Reserve. Monetary policy uses three chief tools to command the money supply, these tools include: Reserve demand Open market operations The price reduction rate Money is an of import portion of any economic system as it is described as a medium of exchange that represents a claim on a merchandise. In economic sciences, the term income is normally replaced by money because it represents the sum of money a individual has and the sum of money that is used in an economic system is by and large described by the ââ¬Å" round flow of income â⬠. The round flow of income is a theoretical account that shows the flow of income between consumers ( purchasers ) and manufacturers ( Sellerss ) . If the sums of money in the escape flow on the flow and contracts doing a recession but if money injected into the flow, so the flow increases doing economic growing. To command or increase the flow, the authorities uses policies, which besides includes the pecuniary policy. The chief nonsubjective pecuniary policy is to keep monetary value degrees of employment and productiveness degrees in a stable economic system. Monetary policy tools are really simple i n theory, but in pattern really hard. The first tool is basically a ââ¬Å" modesty demand â⬠modulating the sum of minimal militias each bank is expected to keep ( cardinal Bankss ) . The ground for keeping these militias is chiefly to fulfill backdown petitions. These militias are chiefly used in a signifier of ââ¬Å" fiat money. â⬠Fiat money is fundamentally money salvaging authoritiess. The 2nd most of import tool of pecuniary policy is ââ¬Å" unfastened market operations â⬠the term refers chiefly to cardinal bank operations in commanding the supply of money by purchasing and selling fiscal instruments. Open market operations are chiefly used to command the degree of ingestion and the round flow of income. As cardinal Bankss increase the money supply, the involvement rate tends to diminish influence more adoption. For illustration, in the instance of the lodging market in the UK, if the additions in the money supply, thereby cut downing the involvement rate from 10 % to 5 % , people will borrow more money because they will non necessitate to pay an extra 5 % . This will do the demand for lodging in this period of growing. But due to strong demand for houses house monetary values besides increases, which could be a cause of rising prices if it is considered on a big graduated table. The 3rd tool of pecuniary policy is the ââ¬Å" price reduction rate â⬠. The price reduction rate is basically the involvement rate on the loan of Federal Reserve ââ¬Ës. Federal militias are chiefly used in the jobs of liquidness and other fiscal crisis. Fiscal policy on the other manus is a simple but effectual manner to increase aggregative demand in an economic system. One of the aims of financial policy is to increase the degree of active economic activities in the economic system. For illustration, if the authorities reduces the degree of revenue enhancement cast responsibility on houses ( ââ¬Å" a signifier of revenue enhancement levied on instruments ( this is written ) , and requires a physical cast to be affixed or printed in the instrument in inquiry 2 ) , so it will indirectly cut down belongings monetary values which, harmonizing to the jurisprudence of demand as the monetary value decreases the sum of demand for a good additions, which increases the degree of ingestion. Monetary values may besides fall if the authorities increases disbursement to supply inducements and subsidies. A authorities by and large uses the tools of revenue enhancement non merely a alteration in aggregative demand, but besides increase gross. th ough authoritiess have the power to enforce a 100 % revenue enhancement, but this will merely convey a lessening in turnover, this construct is sometimes called the construct ââ¬Å" nonexempt income snap ââ¬Å" which was illustrated by â⬠Arthur Laffer ââ¬Å" through a Laffer curve ( Guttman account of the consequence is non needed ) . In Conclusion This paper has provided an analysis of the theoretical foundations of the free market pricing mechanism naming context some celebrated neo-classical economic theory as Adam Smith ââ¬Ës ââ¬Å" unseeable manus â⬠construct. Then, by analysing the factors that determine the monetary value of places in the free market, the paper showed assorted factors such as involvement rates, demographics, expected gross, supply and demand, location and economic growing. In its concluding subdivision, the paper assessed vividly how authorities lodging policy has affected house monetary values. The authorities is one of the most of import elements of an economic system. Although it is possible for an economic system to run in a free market. But to maintain a stable economic system there are many factors that plays a function and the authorities is able to command these factors, therefore the Government has the power to raise the monetary value to the maximal degree but making so will merely ma ke jobs. This is due to the presence of decreasing returns ( non mentioning to the jurisprudence of decreasing returns, decreasing returns in general ) . So it is a fact that authorities power is 100 % of the economic system but there is a bound to how much power can be used due to decreasing returns to different accomplishments. How to cite Factors Determining Demand And Volume Demands Of Homes Economics Essay, Essay examples
Wednesday, April 29, 2020
International Marketing Ch 1 Essay Example
International Marketing Ch 1 Essay Discussion Questions for Chapter 1 The Scope and Challenge of International Marketing Discussion Questions |1. Define: | | | |International marketing |Foreign uncontrollables | | |Controllable elements |Marketing relativism | | |Uncontrollable elements |Self-reference criterion (SRC) | | |Domestic uncontrollables |Global awareness | 2. ââ¬Å". . . the marketerââ¬â¢s task is the same whether applied in Dime Box, Texas, or Dar es Salaam, Tanzania. â⬠Discuss. The only difference between domestic marketing and international marketing is that the activities take place in more than one country. Therefore, the marketing task is the same throughout the world. 3. How can the increased interest in international marketing on the part of the U. S. firms be explained? Increased interest has been brought about because of changing competitive structures, coupled with shifts in demand characteristics throughout the world. The U. S. market has reached saturation levels for many products, and increasing numbers of firms are faced with surpluses which must be sold. Also, many firms find that return on investment may be higher in foreign markets than in domestic markets. We will write a custom essay sample on International Marketing Ch 1 specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on International Marketing Ch 1 specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on International Marketing Ch 1 specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Finally, more and more firms realize that tomorrowââ¬â¢s markets will be world markets and it is imperative that they establish world market positions early. 4. Discuss the four phases of international marketing involvement. The first phase includes those domestic firms which have no foreign business activity except those sales made to foreign customers who come directly to the firm. The second phase includes domestic firms which have temporary surpluses which are sold abroad. Therefore, sales are made on an availability basis with little or no intention for continuing market representation. The third phase includes the domestic firms that have permanent productive capacity which is utilized to produce goods which are sold on a continuing basis in foreign markets. The fourth phase includes the international company that produces a product for the world market. 5. Discuss the conditions that have led to the development of global markets. According to the Professor Levitt and others who suggest that there is a global market for goods, this phenomenon has resulted from new communications technology, travel and other factors which have led to the markets of the world being more aware of different products and processes. As a result of this awareness, there are segments in each market who have had similar experiences and thus have common needs. These common needs are described as a demand for high quality, reasonably priced, standardized products. There is a strong feeling that within each countryââ¬â¢s market there is a growing segment that has been exposed to ideas from around the world and thus have had their tastes and perceived needs affected. There is a strong feeling that world markets are being driven toward a converging commonality of taste and needs leading toward global markets. 6. Differentiate between a global company and a multinational company. The main distinction between a global and a multinational company is that a global company assumes there are segments across countries which have the same needs and wants and designs a standardized, high quality, reasonably priced product for those segments and markets it as if there are no differences among the country markets. On the other hand, a multinational ompany operates in a number of countries and adjusts its products and marketing practices for each market. The multinational company has a specific marketing plan and adapts products for each country market. T he philosophy for the multinational company is that there are cultural differences among countries that require specific adaptations for those markets. This is contrasted with the global company which sees the entire world, or major regions of it, as a single entity requiring no specialized adjustments. This distinction may be more myth than fact and reflects Professor Levittââ¬â¢s opinion. 7. Differentiate among the three international marketing concepts. Companies can be described by one of three orientations to international marketing management: 1. Domestic Market Expansion Concept 2. Multi-Domestic Market Concept 3. Global Marketing Concept It is expected that differences in the complexity and sophistication of a companyââ¬â¢s marketing activity depend on which of these orientations guides its operations. The Domestic Market Extension Concept. The domestic company that seeks sales extension of its domestic products into foreign markets illustrates this orientation to international marketing. It views its international operations as secondary to and an extension of its domestic operations. The primary motive is to dispose of excess domestic production. Domestic business is its priority and foreign sales are seen as a profitable extension of domestic operations. While foreign markets may be vigorously pursued, the orientation remains basically domestic. Its attitude toward international sales is typified by the belief that if it sells in Peoria it will sell anywhere else in the world. Minimal, if any, efforts are made to adapt the marketing mix to foreign markets. The firmââ¬â¢s orientation is to market to foreign customers in the same manner the company markets to domestic customers. It seeks markets where demand is similar to the home market and its domestic product will be acceptable. This Domestic Market Expansion Strategy can be very profitable. Large and small exporting companies approach international marketing from this perspective. Multi-Domestic Market Concept. Once a company recognizes the importance of differences in overseas markets and the importance of offshore business to their organization, its orientation toward international business may shift to a Multi-Domestic Market Strategy. A company guided by this concept has a strong sense that country markets are vastly different (and they may be, depending on the product) and that market success requires an almost independent program for each country. Firms with this orientation market on a country-by-country basis with separate marketing strategies for each country. Subsidiaries operate independently of one another in establishing marketing objectives and plans. The domestic market and each of the country markets have separate marketing mixes with little interaction among them. Products are adapted for each market with minimum coordination with other country markets, advertising campaigns are localized as are the pricing and distribution decisions. A company with this concept does not look for similarity among elements of the marketing mix that might respond to standardization. Rather, it aims for adaptation to local country markets. Control is typically decentralized to reflect the belief that the uniqueness of each market requires local marketing input and control. Global Marketing Concept. A company guided by this new orientation or philosophy is generally referred to as a global company, its marketing activity is global marketing, and its market coverage is the world. A company employing a Global Marketing Strategy strives for efficiencies of scale by developing a standardized product, of dependable quality, to be sold at a reasonable price to a global market (that is, the same country market set throughout the world). Important to the Global Marketing Concept is the premise that world markets are being ââ¬Å"driven toward a converging commonaltyâ⬠that seek much the same ways to satisfy their needs and desires and thus, constitute significant market segments with similar demands for the same product the world over. With this orientation a company attempts to tandardize as much of the company effort as is practical on a world-wide basis. Some decisions are viewed as applicable worldwide, while others require consideration of local influences. The world as a whol e is viewed as the market and the firm develops a global marketing strategy. 8. Prepare your lifelong plan to be globally aware. Student exercise. A minimum would be a reading list plus some commitment to study different countries. 9. Discuss the three factors necessary to achieve global awareness. The three factors necessary to achieve global awareness are: 1) objectivity; objective in assessing opportunities, evaluating potential, and responding to problems. Too often mistakes are made because companies are swept away with generalities and make investments only later to find out that their commitment or abilities were not sufficient to succeed, 2) tolerance toward cultural differences; tolerance is understanding cultural differences and accepting and working with others whose behavior may be different from yours, 3) knowledgeable; knowledgeable about cultures, history, world market potentials, and global economy and social trends is critical for a person to be culturally aware. To be successfully in international business and globally aware, a person needs to keep abreast of the enormous changes occurring throughout the world. The 21st century will usher in great change and opportunities. The knowledgeable marketer will identify those opportunities long before it becomes evident to others. 10. Define and discuss the idea of global orientation. A global orientation means operating as if all the country markets in a companyââ¬â¢s scope of operations (including domestic market) are approachable as a single global market and to standardize the marketing mix where culturally feasible and cost effective or to adapt the marketing mix where culturally required and cost effective. A global orientation does not mean to follow a single strategy of standardization without regard for cultural ifferences nor does it imply that the marketing effort must be adapted to every cultural difference. Instead, it means looking for market segments with similar demands that can be satisfied with the same product, standardizing the components of the marketing mix that can be standardized, and, where there are significant cultura l differences that require parts of the marketing mix to be culturally adapted, adapting. 11. Visit the Bureau of Economic Analysis homepage www. bea. doc. gov/. Select the section, Inter-national articles, and find the most recent information on Foreign Direct Investments in the United States. Which country has the highest dollar amount of investment in the United States? Second highest? This exercise is designed to familiarize the student with the Internet and the data available from the BEA. At the time this was written (1998), the following was found at the address above. U. S. Direct Investment Abroad Direct Investment Positions for 1996 Country and Industry Detail By Sylvia E. Bargas The U. S. direct investment position abroad valued at historical costââ¬âthe book value of U. S. direct investorsââ¬â¢ equity in, and net outstanding loans to, their foreign affiliatesââ¬âwas $796. 5 billion at yearend 1996. The largest positions by far remained those in the United Kingdom ($142. 6 billion, or 18 percent of the total) and in Canada ($91. 6 billion, or 11 percent of the total).
Friday, March 20, 2020
Analysis of Frederick Douglass essay
Analysis of Frederick Douglass essay Analysis of Frederick Douglass essay Analysis of Frederick Douglass essayFrederick Douglass is one of the prominent figures in the US history, whose contribution into the abolition of slavery and the change of the attitude of white Americans to African Americans. However, the author reveals the full extent to which the US society was unjust in relation to African Americans, who were absolutely deprived of their rights and liberties because they were slaves, who were treated as mere commodities. At the same time, the book is not the mere depiction of the life story of the slave, who has gained freedom, but it is the book that helps to understand the evolution of a person, who transforms from the mere slave into the free person, who is free not only physically but also spiritually and his evolution helps to understand how freed slaves felt after their liberation, what problems they confronted and how difficult it was to them to adapt to the new life, the life of free people.Narrative of the Life of Frederick Douglass, an American Slave is the life story of Frederick Douglass, where the author attempts to convey his story of the evolution from a slave into a free person. At the same time, the author reveals the full extent to which the US society was hypocritical in relation of African Americans: ââ¬Å"The slave auctioneerââ¬â¢s bell and the church-going bell chime in with each other, and the bitter cries of the heart-broken slave are drowned in the religious shouts of his pious master. Revivals of religion and revivals in the slave-trade go hand in hand togetherâ⬠(Douglass, 87). The symbolic and ironic comparison of slavery and Christianity which was very influential in the US in the time of slavery reveals how different key ideas of Christianity and traditional Christian values were from practices implemented by slave traders and owners. More important, the author shows that the US society took slavery for granted and preserve their religious beliefs which paradoxically combined with slav e holding practices. No wonder, F. Douglass devaluates the Christian church comparing it to the slave prison: ââ¬Å"the slave prison and the church stand near each other. The clanking of fetters and the rattling of chains in the prison, and the pious psalm and solemn prayer in the church, may be heard at the same timeâ⬠(Douglass, 87).The narrative reveals the hypocrisy of slave traders and American culture which was based on Christianity and violated basic Christian norms systematically turning slaves into mere commodities: The dealers in the bodies of men erect their stand in the presence of the pulpit, and they mutually help each other. The dealer gives his blood-stained gold to support the pulpit, and the pulpit, in return, covers his infernal business with the garb of Christianity. Here we have religion and robbery the allies of each other- devils dressed in angelsââ¬â¢ robes, and hell presenting the semblance of paradise (Douglass, 87). Americans ignored basic needs o f slaves and viewed them as mere brutes and commodities. This is probably why they preserved their sincere faith and devotion to Christian norms and beliefs which apparently contradicted to slavery practices. Nevertheless, being Christians did not prevented many white Americans from owning and trading slaves and treating them as mere commodities. On the contrary, they believed their attitude to slaves was absolutely natural and even good probably because they could never view their behavior and attitude to slaves from the slaveââ¬â¢s standpoint. In this regard, the book written by F. Douglass helps the audience to view interracial and social relations in the US from the African American perspective, from the perspective of the salve, who has won his freedom costly and appreciates his freedom more than any other person, who has been free from the birth.At the same time, the author uncovers unexpected aspects of his liberation and gaining freedom. The more freedom F. Douglass had t he more dissatisfied he became because he grew aware of the persisting social injustice that affected life of many freedmen and slaves nationwide: I have observed this in my experience of slavery, that whenever my condition was improved, instead of its increasing my contentment, it only increased my desire to be free, and set me to thinking of plans to gain my freedom (Douglass, 118). In such a way, freedom was not just the great achievement for F. Douglass but also it was a great challenge for him. Becoming a freedman started for Douglass from his education, when he learned that he also could be free and he grew convinced that people should be equal and free.The author concludes that the liberation of a slave needs the total change of the consciousness of the freedmen: ââ¬Å"to make a contented slave, it is necessary to make a thoughtless one. It is necessary to darken his moral and mental vision, and, as far as possible, to annihilate the power of reason. He must be able to dete ct no inconsistencies in slavery; he must be made to feel that slavery is right; and he can be brought to that only when he ceased to be a man.â⬠(Douglass, 123). He had gone a long way until he became totally free and his consciousness had changed under the impact of his personal development and evolution which contributed to his transformation from a slave into a free man.In this regard, education has played an important part in the formation of views and beliefs of F. Douglass: ââ¬Å"The more I read, the more I was led to abhor and detest my enslavers. I could regard them in no other light than a band of successful robbers, who had left their homes, and gone to Africa, and stolen us from our homes, and in a strange land reduced us to slavery.â⬠(Douglass, 157). As a result, his education contributed to t he rise of his consciousness as an individual, as a person, who is equal among others with the only difference that he was enslaved by the repressive regime that mainta ined slavery in the US.In addition, F. Douglass gives insight into the culture of slaves: ââ¬Å"Slaves sing most when they are most unhappy. The songs of the slave represent the sorrows of his heart; and he is relieved by them, only as an aching heart is relieved by its tears.â⬠(Douglass, 172). In such a way, Douglass shows that, in spite of slavery, African Americans had preserved their own culture and attempted to realize their creativity through their songs. However, their owners neglected their culture and, more important, they often opposed to the education of slaves and the development of their culture, which they viewed as a threat to their control over slaves. Slave holders believed that education and culture would undermine their power and make slaves rebel against them to set themselves free.At the same time, the narrator notices: ââ¬Å"I have sometimes thought that the mere hearing of those songs would do more to impress some minds with the horrible character of s lavery, than the reading of whole volumes of philosophy on the subject could do.â⬠(Douglass, 192). Therefore, the cultural life of African Americans became the ultimate manifestation of their protest against slavery. As they had no other means to resist to slavery, they developed their original culture, which mirrored their hardships, their oppressed position and inhuman conditions of living. The author insists that freedom raises the social consciousness of people, who used to be slaves and slaves, once feeling being free will never agree to be slaves again: ââ¬Å"The silver trump of freedom roused in my soul eternal wakefulness.â⬠à (Douglass 194).Thus, F. Douglass had managed to evolve from a slave into a free person and, more important, he had managed to communicate his hardships and his evolution to the public through his book Narrative of the Life of Frederick Douglass, an American Slave. The publication of the book written by F. Douglass became an important socia l event because it uncovered the real life of African Americans in the US ruining the romanticized view on the liberation of slaves and depicting the real life of African Americans.
Wednesday, March 4, 2020
Faux Amis - French English False Cognates Letter E
Faux Amis - French English False Cognates Letter E One of the great things about learning French or English is that many words have the same roots in the Romance languages and English. However, there are also a great many faux amis, or false cognates, which look similar but have different meanings. This is one of the biggest pitfalls for students of French. There are also semi-false cognates: words that can only sometimes be translated by the similar word in the other language.This alphabetical list (newest additions) includes hundreds of French-English false cognates, with explanations of what each word means and how it can be correctly translated into the other language. To avoid confusion due to the fact that some of the words are identical in the two languages, the French word is followed by (F) and the English word is followed by (E).à ©ducation (F) vs education (E)à à à à à à ©ducation (F) usually refers to education at home: upbringing, manners.à à à à à education (E) is a general term for formal learning instruction, enseignement.à ©ligible (F) vs eligible (E)à à à à à à ©ligible (F) means eligible only for membership or an elected office. à à à à à eligible (E) is a much more general term: à ©ligible or admissible. To be eligible avoir droit , remplir/satisfaire les conditions requises pour.à ©mail (F) vs email (E)à à à à à à ©mail (F) refers to enamel.à à à à à email (E) is often translated as un email, but the accepted French term is un courriel (learn more).embarras (F) vs embarrass (E)à à à à à embarras (F) indicates trouble or confusion as well as embarrassment.à à à à à embarrass (E) is a verb: embarrasser, gà ªner.embrasser (F) vs embrace (E)à à à à à embrasser (F) means to kiss, or can be used formally to mean to espouse.à à à à à embrace (E) means à ©treindre or enlacer.à ©mergence (F) vs emergency (E)à à à à à à ©mergence (F) is the equivalent of the English words emergence or source.à à à à à emergency (E) is un cas urgent or un imprà ©vu.employer (F) vs employer (E)à à à à à employer (F) is a verb - to use, employ.à à à à à employer (E) is a noun - un patron, un employeur.enchantà © (F) vs enchanted (E)à à à à à enchantà © (F) means enchanted or delighted, and is most commonly used upon meeting someone, the way Its nice to meet you is used in English. à à à à à enchanted (E) enchantà ©, but the English word is much less common than the French.enfant (F) vs Infant (E)à à à à à enfant (F) means child.à à à à à Infant (E) refers to un nouveau-nà © or un bà ©bà ©.engagement (F) vs Engagement (E)à à à à à engagement (F) has many meanings: commitment, promise, agreement; (finance) investing, liabilities; (negotiations) opening, start; (sports) kick-off; (contest) entry. It never means a marital engagement.à à à à à engagement (E) usually indicates ones engagement to be married: les fianà §ailles. It can also refer to un rendez-vous or une obligation.engrosser (F) vs engross (E)à à à à à engrosser (F) is a familiar verb meaning to knock up, get someone pregnant.à à à à à engross (E) means absorber, captiver.enthousiaste (F) vs enthusiast (E)à à à à à enthousiaste (F) can be a noun - enthusiast, or an adjective - enthusiastic.à à à à à enthusia st (E) is only a noun - enthousiaste.entrà ©e (F) vs entrà ©e (E)à à à à à entrà ©e (F) is another word for hors-doeuvre; an appetizer.à à à à à entrà ©e (E) refers to the main course of a meal: le plat principal. envie (F) vs envy (E)à à à à à envie (F) Avoir envie de means to want or to feel like something: Je nai pas envie de travailler - I dont want to work (feel like working). The verb envier, however, does mean to envy.à à à à à envy (E) means to be jealous or desirous of something belonging to another. The French verb is envier: I envy Johns courage - Jenvie le courage Jean. escroc (F) vs escrow (E)à à à à à escroc (F) refers to a crook or swindler.à à à à à escrow (E) means un dà ©pà ´t fiduciaire or conditionnel.à ©tiquette (F) vs etiquette (E)à à à à à à ©tiquette (F) is a semi-false cognate. In addition to etiquette or protocole, it can be a sticker or label.à à à à à etiquette (E) can mean à ©tiquette, convenances, or protocole.à ©ventuel (F) vs eventual (E)à à à à à à ©ventuel (F) means possible: le rà ©sultat à ©ventuel - the possible outcome.à à à à à eventual (E) describes something that will happen at some unspecified point in the future; it can be translated by a relative clause like qui sensuit or qui a rà ©sultà © or by an adverb like finalement.à ©ventuellement (F) vs eventually (E)à à à à à à ©ventuellement (F) means possibly, if need be, or even: Vous pouvez à ©ventuellement prendre ma voiture - You can even take my car / You can take my car if need be.à à à à à eventually (E) indicates that an action will occur at a later time; it can be translated by finalement, la longue, or tà ´t ou tard : I will eventually do it - Je le ferai finalement / tà ´t ou tard. à ©vidence (F) vs evidence (E)à à à à à à ©vidence (F) refers to obviousness, an obvious fact, or prominence.à à à à à evidence (E) means le tà ©moignage or la preuve.à ©vident (F) vs evident (E)à à à à à à ©vident (F) usually means evident or obvious, and there is a familiar expression that always catches me: ce nest pas à ©vident - its not that simple.à à à à à evident (E) means à ©vident or manifeste.à ©vincer (F) vs evince (E)à à à à à à ©vincer (F) means to oust, supplant, or evict.à à à à à evince (E) manifester or faire preuve de.exceptionnel (F) vs exceptional (E)à à à à à exceptionnel (F) can mean either exceptional or special in the sense of out-of-the-ordinary, unexpected.à à à à à exceptional (E) means exceptionnel.expà ©rience (F) vs experience (E)à à à à à expà ©rience (F) is a semi-false cognate, because it means both experience and experiment: Jai fait une expà ©rien ce - I did an experiment. Jai eu une expà ©rience intà ©ressante - I had an interesting experience.à à à à à experience (E) can be a noun or verb refering to something that happened. Only the noun translates into expà ©rience : Experience shows that ... - Lexpà ©rience dà ©montre que... He experienced some difficulties - Il a rencontrà © des difficultà ©s.expà ©rimenter (F) vs experiment (E)à à à à à expà ©rimenter (F) is a semi-false cognate. It is equivalent to the English verb, but also has the added sense of to test an apparatus.à à à à à experiment (E) as a verb means to test hypotheses or ways of doing things. As a noun, it is equivalent to the French word expà ©rience (see above).exploitation (F) vs exploitation (E)à à à à à exploitation (F) can mean either usage or exploitation.à à à à à exploitation (E) is translated by exploitation, but it always has a negative connotation in English, unlike the French which can simply refer to usage.exposition (F) vs exposition (E)à à à à à Une exposition (F) can refer to an exposition of facts, as well as to an exhibition or show, the aspect of a building, or exposure to heat or radiation.à à à à à Exposition (E) un commentaire, un exposà ©, or une interprà ©tation. extra (F) vs extra (E)à à à à à extra (F) is an adjective that means first-rate or terrific. Un extra is a catering assistant or a treat.à à à à à extra (E) the adjective means supplà ©mentaire. As an adverb, it might be translated by plus, trà ¨s, or even un supplà ©ment (e.g., to pay extra - payer un supplà ©ment). As a noun meaning perk, its equivalent to un -cà ´tà ©. extras as in extra options are en option or gà ¢teries, extra fees are frais supplà ©mentaires. An acting extra is un figurant and extra time in sports is prolongation(s).
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